ATM / Debit Cards

Our ATM Card and ATM/Debit card is imprinted with the VISA logo which is accepted worldwide. Enjoy the convenience of using your ATM/Debit Card which is accepted by any merchant who displays the VISA logo. Enjoy accessing your account for cash withdrawals at an ATM location* nearest you.
FM BANK Has Real Time ATM/Debit Card Processing
Real Time processing allows FM Bank the ability to post transactions to your account within seconds after they occur.
How does Real Time processing benefit you?
• "Real Time" immediate access to deposited funds with your ATM/Debit Card
• "Real Time" immediate posting of your ATM/Debit card transactions
• "Real Time" immediate balance updates at ATM Terminals
* Subject to FM Bank Funds Availability Policy
Planning to Travel?
Please let us know so we can insure smooth ATM / Debit Card transactions.
If you’re traveling and intend to use your FMBank ATM / Debit card on your trip, make sure to let us know.
Why?
Fraud protection. To help prevent interrupted service with your FMBank ATM / Debit card, please notify us at least one day prior to your departure. This will insure that your transactions are not blocked by our fraud monitoring systems. Most debit card fraud originates from foreign countries. As a result, we block all NON-US transactions, unless we are notified of your travel plans and remove the block during your time away.
We sincerely hope that any inconvenience you experience as a result of this block will be balanced by our vigilance and increased security. FMBank will always take a proactive stance to provide you with the highest safeguards.
Important Notice: We may also block transactions from specific cities, states or merchants within the US due to fraudulent activity trends. Transactions are currently blocked for the following:
- All NON-US Countries
- California
- New York
- Merchant: Little Caesars
Please contact Customer Care Call Center at (337)332-4132 if you plan to use your card at any of the locations listed above.
To report your debit card lost or stolen during regular business hours, please call
337-332-4132. After regular business hours, please call 1-800-528-2273.
To report your FM Bank debit card transaction disputes, please call
1-800-808-6402 to reach the “Consumer Chargeback Department”.
To learn more about ATM/Debit Card Safety Click Here
* $1.50 per transaction at ATMs not owned or operated by us


