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Certificates of Deposit

FM Bank offers up-to-date competitive interest rates with a wide variety of time periods and deposit amounts. Our rates are updated weekly based on changes in the market.

We offer rates based on the following:

Amount deposited:

  • Less than $10,000
  • $10,000 to $99,999
  • $100,000 or more

Time of Deposit:

  • 30 days
  • 60 days
  • 90 days
  • 180 days
  • 1 year
  • 2 years
  • 3 years

Come in and let any of our Customer Service Representatives help you invest your money in the CD that meets your needs!

Triple Flex Certificate of Deposit
 

Account Features
Term

28 Months
Minimum Opening Deposit $5,000
 
Triple Options Feature
Option 1 Increase the interest rate one time during the Option Period which starts on the last day of the 14th month of the CD term and lasts for 10 days
Option 2 Make additional deposits to the CD in minimum amounts of $1,000
Option 3 Withdraw from the CD in minimum amounts of $1,000 per withdrawal up to 50% of the original amount of the CD, without penalty *
* A penalty of seven (7) days interest will be assessed on any withdrawal made within six (6) days of a previous withdrawal or deposit. Additionally, if more than 50% of the original deposit is withdrawn, a penalty of 90 days interest on the amount withdrawn in excess of 50% will be assessed. The early withdrawal penalty will be based on the interest rate in effect at the time of withdrawal.
 
Interest Rate and Annual Percentage Yield (APY)
Please call (337) 332-4132 for the current interest rate, annual percentage yield and other account information.