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Savings

Sweet Saver Savings
Minimum to Open $1
Service Charge per Average Daily Balance None
Fees/Transaction Limitations None
Earns Interest 1.55% APY* on balances up to $25,000. 1.05% APY* on balances over $25,000. Qualifications must be met on Sweet Saver Checking accounts.
Minimum Balance to earn Interest $1
Special Features  Your Sweet Saver Savings is linked to your FREE Sweet Saver Checking account.
  • Interest and ATM fee refunds are automatically deposited into Sweet Saver Savings account
  • Earn a second rate of interest
  • No minimum balance
  • No monthly fees
*APY = Annual Percentage Yield
Annual Percentage Yield Accurate as of 11/18/09.

 

 

Christmas Club

Minimum to Open New $10  /  Renewing $1
Service Charge per Average Daily Balance None
Fees/Transaction Limitations $5.00 charge if the account is closed before checks are issued.
Earns Interest No
Minimum Balance to earn Interest N/A
Special Features A check will be issued in time for holiday expenses.

 

 

Statement Savings

Minimum to Open $100
Service Charge per Average Daily Balance None*
Fees/Transaction Limitations $2.50 per withdrawal or transfer after 6
Earns Interest YES
Minimum Balance to earn Interest $100
Special Features ATM Card may be added to this account.
* A $7.50 fee will be imposed if the account balance falls below $100.00 any day of the quarter.
** A $10.00 penalty will be assessed if the account is closed within 6 months of its opening.