| Statement
Savings |
| Minimum to Open |
$100 |
| Service Charge per Average Daily Balance |
None* |
| Fees/Transaction Limitations |
$2.50 per withdrawl or transfer after 6 |
| Earns Interest |
YES |
| Minimum Balance to earn Interest |
$100 |
| Special Features |
ATM Card may be added to this account. |
| |
|
| * A $7.00 fee will be imposed
if the account balance falls below $100.00 any day of the quarter. |
| ** A $10.00 penalty will
be assessed if the account is closed within 6 months of its opening. |
| Christmas
Club |
| Minimum to Open |
$1 |
| Service Charge per Average Daily Balance |
None |
| Fees/Transaction Limitations |
$5.00 charge if the account is closed before checks are issued. |
| Earns Interest |
No |
| Minimum Balance to earn Interest |
N/A |
| Special Features |
A check will be issued in time for holiday expenses. |
