








|

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Rates for CDs less than $10,000
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Term
|
Interest Rate
|
APY *
|
|
30 Days
|
1.04%
|
1.05
|
|
60 Days
|
1.05%
|
105
|
|
90 Days
|
1.05%
|
1.05
|
|
180 Days
|
2.24%
|
2.25
|
|
1 Year
|
2.50%
|
2.50
|
|
18 Months
|
2.90%
|
2.90
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|
2 Years
|
3.05%
|
3.05
|
|
3 Years
|
3.20%
|
3.20
|
|
Roth IRA-CODE 303
|
2.50%
|
2.53
|
* APY = Annual Percentage Yield
There is a penalty for early withdrawal.
Rates effective as of May 6, 2008
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Rates for CDs of $10,000 to $99,999.99
|
|
Term
|
Interest Rate
|
APY *
|
|
30 Days
|
1.04%
|
1.05
|
|
60 Days
|
1.05%
|
1.05
|
|
90 Days
|
1.05%
|
1.05
|
|
180 Days
|
2.24%
|
2.25
|
|
1 Year
|
2.50%
|
2.50
|
|
18 Months
|
2.90%
|
2.90
|
|
2 Years
|
3.05%
|
3.05
|
|
3 Years
|
3.20%
|
3.20
|
* APY = Annual Percentage Yield
There is a penalty for early withdrawal.
Rates effective as of May 6, 2008
|
|
Rates for CDs of $100,000 or more
|
|
Term
|
Interest Rate
|
APY *
|
|
30 Days
|
1.04%
|
1.05
|
|
60 Days
|
1.05%
|
1.05
|
|
90 Days
|
1.05%
|
1.05
|
|
180 Days
|
2.34%
|
2.35
|
|
1 Year
|
2.60%
|
2.60
|
|
18 Months
|
3.00%
|
3.00
|
|
2 Years
|
3.15%
|
3.15
|
|
3 Years
|
3.30%
|
3.30
|
* APY = Annual Percentage Yield
There is a penalty for early withdrawal.
Rates effective as of May 6, 2008
|
Money Market Accounts
Tiered Rates
|
|
Balance
|
Interest Rate*
|
APY*
|
|
Less than $2,500.00
|
0.0
|
0.0
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$2,500.00 - $24,999.99
|
0.25%
|
0.25%
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$25,000.00 - $99,999.99
|
0.50%
|
0.50%
|
|
$100,000.00 - $249,999.99
|
1.10%
|
1.11%
|
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$250,000.00 - $749,999.99
|
1.10%
|
1.11%
|
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$750,000.00 - $999,999,999.99
|
1.10%
|
1.11%
|
|
*The above interest rates and annual percentage yields are effective as of 5/2/08 and subject to change at anytime. Fees or other conditions can reduce the earnings on the account.
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