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Invest in your future today with any of FARMERS-MERCHANTS BANK's Individual Retirement Account Plans or Educational Savings Plans. We offer a wide variety of IRA plans to fit any of your needs:

  • Regular or Rollover
  • Roth
  • SEP



Educational Savings Plans are designed to help adults save money for the future education of a child. The earnings are tax free to the child or beneficiary if they are used for the purposes of education. Always consult a tax adviser.

Your IRA and Educational Savings Plans will be invested safely in any of our Certificates of Deposit. Come in today and see any of our Customer Service Representatives who can answer your questions and find the best account to suit your needs.