sidewalk lined with purple and red Azalea flowers
Deposit Services
Time is Money
Features aren’t just functional, they’re fun. We make it easy to access accounts and manage your cash flow.
All Checking Accounts Feature:
- Debit Card
- Online Banking
- Bill Pay
- Mobile Banking
- eStatements
Bank rules and regulations apply. Other fees such as overdraft charges, return charges, etc. may apply. Request our Account Related Charges Disclosure for details.
Choice Business Checking
An excellent choice for most businesses.
- Minimum Opening deposit – $50
- Monthly statement with check images
- No minimum balance
- There is a $6 service charge per statement cycle
- You can receive a $6 credit if there are 3 or more Visa debit card point of sale (POS) transactions (excluding ATM transactions) that post and settle per statement cycle
- The first 300 total items at no charge, $.30 per item thereafter per statement cycle
- $1,000 service charge per statement cycle for any activity related to Money Service Business or Check Cashing
- $200 service charge per statement cycle for any activity relating to managing a privately owned ATM
Business Interest Checking
Earn interest in addition to having a fully-functioning business account.
- Minimum Opening deposit – $50
- There is a $5 service charge per statement cycle
- Monthly statement with check images
- 15¢ per debit item charge per statement cycle (excluding electronic debits)
- 10¢ earnings credit for each $100 average daily balance will be calculated towards the per item charge per statement cycle. If the credit amount exceeds the per debit item charge, the credit will not be applied to the service charge. If the credit amount is less than the per debit item charge, the difference will be added to the basic service charge.
- $1,000 service charge per statement cycle for any activity related to Money Service Business or Check Cashing
- $200 service charge per statement cycle for any activity relating to managing a privately owned ATM
Commercial Checking with Analysis
Tailored account for commercial customers with higher dollar and transaction volumes
Choice NOW Checking
A great choice for gaining interest on your daily balance.
- Minimum Opening deposit – $50
- There is a $6 service charge per statement cycle if the average daily balance falls below $1,200
- To earn interest, you must have a minimum average daily balance of $1,200
- 20¢ per debit item over 25 physical debits (excluding electronic debits)
- Monthly statements with check images
*NOW account eligibility: An individual(s) may hold these accounts for consumer as well as for business purposes (Sole Proprietorship). Certain types of Not-for-Profit organizations are eligible along with Government Units. Business entities, including Corporations, Partnerships, Associations, Estates, Business Trusts and LLCs are NOT eligible.
All Savings & Money Market Accounts Feature:
- Online Banking
- Mobile app with Mobile Deposit
- eStatements
Choice Statement Savings Account
A perfect account for those looking to establish or continue growing their savings portfolio.
- Minimum Opening deposit – $50
- There is a $7.50 per quarter service charge if the daily balance falls below $250 on any day of the quarter
- Must have a minimum balance of $250 each day to earn interest
- $3 service charge per teller withdrawal or transfer greater than 6 per quarterly statement cycle
- $10 fee if account is closed within 6 months of opening
- Quarterly statement without images
- ATM card available
Choice Money Market Deposit Account
An account for the experienced saver; an excellent choice for high-balance savings.
- Minimum Opening deposit – $50
- $10 service charge per statement cycle if the average daily balance falls below $2,500
- $8 per debit item greater than 6 per statement cycle
- Must have an average daily balance or $2,500 per statement cycle to earn interest
- Tiered interest rates for optimal savings
- ATM/Debit card available
Looking to switch? Click here for our switch kits.